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About Personal Loan documents

A loan that is offered by a bank or financial institution to fund a personal expense such as home renovation, vacation, a wedding in the family, etc

personal loan- Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

  • 21 years

  • 58 years

  • Resident Indian/NRI
  • Rs 20,000
  • Salaried/Self-employed Professionals
  • 3 Years
  • 1 Year
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.
  • Repayment of a personal loan :

    Personal loans are repaid through Equated Monthly Installments (EMIs) that comprise both the principal and interest
    You can prepay the entire outstanding loan after paying the first 6 installments. Prepayment charges will then be applicable.
  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card, Ration Card.
  • PAN Card, Passport, Driving License, Bank Verification Form.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land Line Bill, Rental Agreement, Ration Card, Gas Bond with Bill,
    Sale Deed, Property Tax,Electricity Bill, Aadhar Card.

  • Latest 6 Months Bank Statement.
  • Latest 3 Months Payslips.
  • One photograph.

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